Institutional Credit in Rainfed Areas: District Level Analysis in Southern States

Dryland regions of the country, poorly endowed as they are with natural resources including water are likely to be disadvantaged in terms of access to credit. Within the dryland areas too inter-personal inequalities in access to credit linkage exist. But not many focussed studies are available that explained this aspect. In the present paper, an attempt is made to know the pattern of institutional credit availed across the districts. The paper is based on the secondary data on institutional credit taken for agriculture purposes collected during input surveys conducted by Agricultural Census Division, Ministry of Agriculture, and Government of India